Cash-Out Refinance for Investors in Los Angeles
A cash-out refinance lets you turn the equity in a property you own into cash for your next deal.
What Is a Cash-Out Refinance for Investors?
Equity is the part of the property you own. A cash-out refinance replaces your old loan with a new, bigger loan. You keep the difference in cash.
Investors use that cash to buy another property, fund repairs, or pay off debt.
Our programs allow cash-out refinance up to 75% to 80% of the value on many deals. Your exact limit depends on the loan and the property.
Who This Is For
- Investors with equity in a rental
- Investors who finished a flip and want long-term financing
- Owners ready to buy the next property
- Borrowers who want to replace a short-term loan
What You May Need
Every lender asks for something different. Here is a common list:
- A signed application
- A current mortgage statement
- Property details and rents
- Photo ID and entity papers
- A credit report and appraisal
Serving Los Angeles and Nearby Cities
We help investors in Los Angeles, Inglewood, Culver City, Beverly Hills, West Hollywood, Santa Monica, Glendale, Burbank, Pasadena, East Los Angeles, Hawthorne, Compton, and Alhambra. See all our Los Angeles loans or see all areas we serve.
Questions We Hear a Lot
How much cash can I take out?
Our FAQ limit for refinances is 75% of the value. Some programs allow more, so ask us about your property.
Do I need good credit?
A score of 620 or higher gets the best pricing on standard DSCR loans. Scores as low as 580 can work through some partners at a higher cost.
How long does it take?
Often 30 days. It can be as fast as 15 days with a recent appraisal.
Ready to talk about your deal?
Tell us about your deal. We will help you find the right loan.